Archive for the ‘Technical Issues’ Category

The fallout of Japan’s problems, UK soaring energy bills, Libya and oil supply problems etc…. If these events are not worrying you about future energy needs and sources then you are either misguided or already have an energy solution to benefit from.

UK domestic homes produce the majority of our carbon emissions: 50% for space heating, 20% for water heating, 22% for lighting and appliances plus 5% for cooking. 50% of our total carbon emissions are from energy used to produce heat.

We must wean ourselves off non-sustainable fossil fuels consumption and begin to use alternative energy supplies such as Biomass systems (woodchip, typically willow or poplar, or wood pellets, sawdust); Water, Air and Ground source Heat-Pumps; Solar Thermal systems (up to 200 kWth) etc….

Unfortunately Britain has not historically treated this subject particularly seriously and we are now a long way behind nearly all European Countries. As a result energy competition is less than fierce and therefore energy costs remain relatively high.

The whole subject of Feed-in-Tariffs (FiT) and Renewable-Heating-Incentives (RHI) is now raging and soon you may need to know where you intend to place yourself to lower your costs and emissions for the sake of both our own budgets and the future of our planet.

Note that many systems nowadays do not require Planning Permission because they are included within General Permitted Development Orders.

The Government have introduced new financial incentive schemes to make us think about energy use and the emphasis is now on Feed-in-Tariffs (FiT), the Green Deal and Renewable Heating Incentives (RHI) to help us use renewable systems. This reflects passing of the Energy Act 2010, section 100. RHI on domestic property will not be come effective until 2012 but in the meantime the Government PR machine will be bombarding us with examples of nil-capital-costs schemes for heating schemes that are “paid back” by the savings achieved on energy consumption.

All new UK social housing schemes, since 2007, are built to the Code for Sustainable Homes. This rates homes from 1 to 6. Code 1 is a grade just over current Building Regulations standards and note that since 2007 all Affordable Housing has had to achieve Code 3.

Government intends all new build Homes should be zero carbon rated by 2016 in England. This is a massive step change policy and means dramatic change is needed in our general attitude to energy usage, thermal insulation and lifestyle.

Private Home building from October 2010 has been required to improve 25% on Carbon Emissions against 2006 Building Regulations (Part L improvements). Further improvement of standards will be brought in during 2013 and then again in 2016 (bringing all homes up to Sustainable Homes Codes 4 & 6 at that time).

The effect of these new codes means that the cost of housing is increasing thus further emphasising the need to keep energy costs LOW (or flatten to “nil” by innovative designs of new energy systems).

CHECK OUT these website facilities:- www.checkrenewables.org.uk and then clink “interactive tool” AND/OR www.energysavingtrust.org.uk/renewableselector/start/
AND/OR www.cibse.org/index.cfm?go=page.view&item=658

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Tips & Warnings

Solar thermal heating

These convert light (direct or indirect) into heated water.

Some “combination” boilers are not compatible.

Legionnaire’s disease is a risk unless water is taken to 60 degrees or more.

Southern orientation for roof Panels is essential.

PV Panels

These convert light into free power.

Under the FiTs scheme you can get free PV panels for free daytime electricity (non-used electricity is taken into the national grid but the Contractor/Supplier gets this income stream, not the home owner – unless the home owner is paying for the whole installation).

Ground Source Heat Pumps

These take heat from out of the ground.

Often used in tandem with off-peak electricity for hot water storage.

Trench or Borehole types (3 bed semi may need 2 x 35m trenches).

Alternatives are Air or Water sources systems can be used but coefficients of efficiency are lower than for earth/rock systems.

Air and Water systems can also be noisy and/or require higher maintenance costs.

Biomass

Replace your boiler with a Biomass Boiler/system.

These are usually associated with non-small house sizes.

Biomass means animal and plant material: sustainable woods are already common nowadays as a model biomass source.

Storage of materials and ease-of-use are factors to consider.

Ash collection and disposal are also issues.

50% of homes are within Smokeless Zones and so “exempt” boiler devices, or those with special particulates filters, will be required.

Dampness is caused by many factors and it is oft quoted that Surveyors mis-diagnose the causes of dampness. Personally I do not believe this but what I am convinced is true is that a home owners tend to either ignore damp and mould, a strange and self-defeating stance, or become paranoid and seek to completely eliminate all traces of moisture (which is not always a wise thing to do).

Nothing could be worse than ignoring the problems because they usually get worse. Our second reaction is often to get a specialist Damp Proofing contractor involved. Although this can be correct and proper it is my experience such salespersons often sell a solution that is not needed, and which costs you a small fortune. That solution usually means chemicals will be injected into the house walls and in this eco-world this cannot always be correct. Fortunately there are some Damp Specialists who do give good advice – we know who they are are work with them for mutual gain and to your benefit.

It is all subject to scale and degree but the wisest course of action is usually to get your local Chartered Surveyor in to inspect and advise you. I can be accused of profiteering here but I reject I am biased. Dampness can be caused by so many differing factors that a true analysis is absolutely essential to ensure the solution is sustainable. Where does damp occur, why and does a repair need to be completed?

The best way of preventing damp is to design an adequate barrier and to install it effectively during construction of the building. Otherwise a retrofitted system must be considered and such systems are often disruptive and costly.

Also one must consider a further serious problem in the industry of damp diagnosis – often the cause of the dampness problem is mis-diagnosed and this can lead to much unnecessary expense or, even worse, duplicated costs over a period of years as a second solution is then tried.

Condensation is often the actual problem and this can be associated with a lifestyle problem rather than a building defect: indeed, it is my experience that the large majority of dampness that as been rectified by chemical injection systems (see below) are, in fact, a combination of inadequate insulation and a lifestyle issue revolving around your own actions and methods of living in that particular building.

On top of these issues is the danger that historically the observed dampness may have brought with it minerals from the ground. These can migrate up and into wall-base plaster in your lower rooms. This contaminated plaster usually needs to be removed (but not always) and the affected rooms then replastered at high cost and disruption. The dampness may have also started the process of joinery or floor decay that may not manifest until many months later and so it usually pays to expose and lift floorboards before any works are specified – hense my assertion that it usually pays to get an experienced Home Surveyor to check out the home before works are started.

The Dampness Diagnosis Industry is one that is driven by a Free Surveys by the Company competing for retrofit remedial work. Often conflicts of interest result in misdiagnosis and all for the sake of home buyers or owners saving a few pounds by not calling for paid opinion from a local, independent Chartered Surveyor.

So, what are the main types of remedial system if an actual rising damp issue has been correctly diagnosed? Here is a basic list —

Chemical retrofit injection systems: these place chemicals within a wall such that the micro-porous structure of the masonry cannot take in moisture and this solidity prevents capillary attraction and so damp cannot rise into your home. Small holes are drilled into wall bases (usually outside but an interior system can be designed in some cases) and a chemical solution is then systematically injected into masonry until saturation point is reached.

Electro-osmosis: if a small electrical current (equivalent to that used by a doorbell) is passed through a wall it affects the rate of potential capillary attraction that causes water to rise in a wall (like a tree sucking water out the ground). This system typically has a Control Unit (an adaptive power source), Anodes drilled and set into the outside wall-bases plus, finally, an Earth Rod. These are provided externally and are effective if the circuit(s) is not broken or the power supply interrupted.

Physical = the introduction of a new barrier such as bitumen felt, plastic (polypropylene, EPDM or re-cycled), dense (engineering grade) brick course & mortar, lead or natural slate. Any physical barrier will need to be linked to any flooring membrane and be at least 150mm above outside ground levels. The precise position of the barrier must also ensure that embedded, suspended floor joists ends are protected from damp and resultant decay.

Schrijver System: (a proprietary brand product used as an example to identify any such system – a specialist physical system) = this relies upon inserted special devices placed inside a wall (inserted from the outside by a drilling process) that create cold spots to which water is drawn. That moisture is then collected and drained away safely.

Palliative measures – in essence these work on the principal that the damp is not the problem; instead you tackle and neutralise the effects of dampness rather than prevent the source(s) of damp (provided no serious consequence results from such proposals) — 1. Create a new inner skin with damp-membrane and insulant but with a vented space between damp old and stud new inner walls. Possibly complete this work in tandem with outside land drainage works. 2. Changes in occupants’ lifestyle patterns. 3. Provide better insulation and/or improve heating and venting of the building environment (or simply improve the control of such factors).

Arguments exist for each type of theory of repair, or action to combat dampness and its effects (mould, decay, health problems….). Factors to decide the best solution for you may include:—

• The robustness of the correct diagnosis of damp. This factor cannot be overplayed in importance as the large majority of dampness cases are initially mis-diagnosed by Surveyors.

• Whether the degree of damp warrants any actions at all.

• How green you require your repair solution to be.

• The effectiveness and longevity of the various types of solution.

• The costs, direct and indirect, of your preferred repair solution.

• Whether guarantees are issued, and upon what terms (such as being Insurance backed?).

• Whether it is wise to repair damp at all – eg: Cob walled buildings must be damp to remain structurally safe: eg: flint walls cannot be injected: eg: usually slim wall forms of Period Buildings need to breath and this precludes most remedial work methods.

• The peripherals such as the degree of Repair Company expertise required, whether Building Control Approval is need, length of time needed to complete the repairs, what conditions are placed on each repair method, any adverse effect on saleability or mortgageability of each type of repair system, etc……

• Sometimes remedial works might effect an adjoining structure and so the cooperation (sometimes mandatory under the Party Wall Act) of the adjoining property owner is needed before anything can be done.

In seems that the Industry has lapsed into saying the solution is a chemical injection remedial treatment, now what is the problem? Until we can get a little more sophisticated we will continue to complete unnecessary works and/or use chemicals when often we shouldn’t.

The crux of the matter often revolves around two factors (1) whether wall plaster needs to be removed and replaced as this greatly increases costs and length of contract, plus (2) are you prepared to accept that the way you live within the dwelling has caused the damp and mould and you may have to make lifestyle changes: (the latter scenario is real and it is my experience occupiers often will not believe the problem is self-inflicted. This plays into the hands of the rogue specialist damp companies).

It really is quite simple – as every home and method of occupation are so variable no one-solution-fits-all exists and therefore you need good quality advice. So, will you take advice from an impartial Chartered Surveyor or rely upon Bob the Builder or a company salesperson from a Dampness Contractor? The choice is yours.

In England new regulations scheduled to go live in 2011 will relieve an estimated half of the housing stock of the onerous task of repairing worn out drains. This unexpected benefit is largely unknown by the vast majority of home owners and occupiers.

In England there is a category distinction between sewers built before or after 1937. Sewers dating from after 1937, and that only serve your own home albeit that the drain line crosses somebody else’s land, are “private” or “lateral drains”. On the other hand if your house was constructed before 1^st October 1937 and your drains are shared, serving two or more homes, then that drain line is a “public” sewer (a “section 24 sewer”).

Phased in from April 2011 this new proposal takes into public ownership all privately owned sewers and lateral drains (the bit outside of your plot boundaries).

Some housing will be connected to a private pumping station arrangement (before ultimate connection to the public mains sewer) and these properties must await further phasing announcements based upon Sewerage Authority inspection results. Also sewers that carry only surface water will transfer at a later date, yet to be announced.

It is stated that about 200,000 kilometres of private drain lines will be taken into public ownership (the Water and Sewerage Companies).

What many people do not realise when they buy housing is this potential problem area. Unless drains are tested/inspected by a specialist Drainage Contractor no definitive comment can be made on whether such drains are functional and it good condition. The repair or renewal cost of private drainage is very expensive, despite new repair techniques that do away, in some cases, with the need to physically dig up the old drains.

Currently the Water and Sewerage Companies are already liable for over 300,000 kilometres of public drains and so this is a very significant change and one that has consequences for all home owners. Yes, you’ve guessed it; a hike of about 7.5 pence per week (to about 23 pence) in the sewerage section of your utility bills.

As most properties have unique drainage system designs because of our diverse style and age of housing in England, most owners will not know the significance of the distinctions between the various drain line types and definitions. Indeed, in many cases you cannot tell unless a CCTV scan is completed.

We all saw the summer floods in 2007: we all know that the over-intensive house building program has created vast areas of water free land that was traditionally “flood plain” land thus increasing the chances of future estate flooding: we all see that water table heights have changed in our villages and towns and that this manifests is multiple and sometimes strange ways.

Whether these changes are simply due to changes in climate as opposed to global warming is not yet fully understood. What is known is that if you last out until April next year (2011) your expected massive bill for drainage works may not be quite as bad as you first thought.

The upshot of all this is that anybody buying housing now, and up-to-April-2011, needs to consider that if they have problems an educated decision will be needed on whether they should make-do and wait until mid-2011.

However, it could be absolutely essential to repair straight away for other more serious reasons. For example, if drains are left leaking next to house foundations then a real risk of house subsidence is created. In this example your Buildings Insurance Company could suggest that your pre-meditated inaction means any future claim may be refuted leaving you without funds to rebuild or repair your home.

So, on the one hand Government are taking one headache away from you whilst, for some, it could create a dilemma about a decision to repair/replace drains or to wait.

AUTHORS NOTE – My own home has “pitch-fibre” 1960’s drains that have not stood the test of time. They block easily and have a cross-section deformation that could break or collapse at any time. I am taking a wait-and-see approach as my drains are not leaking (yet) but I have to carefully monitor them to ensure they have not degraded further.

AUTHORS NOTE – When commissioning House Surveys the Surveyor will flush house-ware and also lift inspection Chamber covers to see flow-rates and for any sign of blockages. If the home is subsiding, or if tree roots are too close to foundations and drains, are the substance of advice given but for actual drain-line condition NO SUBSTITUTE exists for a CCTV (Closed Circuit Television “survey”) by a local Drainage Contractor. Your own House Surveyor will not test drains.

Is it worth surveying a brand new home?

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I complete many surveys for Building Companies; Part Exchange cases mainly. Often I am asked by a home owner “Should I have a survey on a brand new home? Would it be worth it?”.

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This is one of the hardest questions to answer. Yes? No? Maybe?

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The way I handle such a question is to first ask why they are asking – often a clue develops in that conversation. Others handle this differently and I so-called SNAGGING REPORTS that say that a door is non-compliant due to some obscure Regulation breach and that it has a small scratch by one hinge etc….

Has a solicitor advised a report? Has what I have been doing in their own/current second-hand (old) home frightened them into action? Have they been watching too much TV? Have they had a Lender Valuation report copy and something has upset them?

Often potential purchasers see the Environmental Report and are frighten so much that they google Surveyors and ring to get free advice on that report – this is common.

Sometimes purchasers see something closeby to their new home, eg: an electrical sub-station, and ask if they could get cancer if they moved in – I am not joking!

Sometimes purchasers see that the local sub-soils are predominantly of shrinkable clay and ask me to complete a full Building Survey (on a new home) to ensure them that subsidence is not affecting their potential purchase.

I suppose that what drives many of these types of comment is the fact that purchasers often feel out of their depth: they need and seek re-assurance and asking for the most expensive form of survey fulfills that inner need.

In some cases they ask for a full building survey but when I ask if they also require a market valuation they say “no – I have had a Lenders Report and they say the price is ok”, or they say “I don’t need a Rebuild Cost Assessment because I have insured it for the purchase price”! Rational?

So, how do I answer this question – Is a new home survey really worth it?

First – discover why they are asking. What drives the request? MOTIVATION?

Second – ask what type of home it is and where it is; what is its value? QUALITY? SCALE?

Third – ask at what stage of construction is it at? PRACTICALITIES?

My answer then falls into place.

If it is part built then I report that to ensure a good build-quality they could employ me to check, weekly, during the remaining build-period and to then snag and de-snag the final structure. Obviously this is expensive but would deliver the best build quality and finish possible.

I often refer to the fact that defects often need time to manifest themselves: a missing internal door lintel may not show any distress until months or even years later. A survey after snagging would probably not reveal that problem or risk. This is not negligence.

Is performance of a snagging list the best form of survey? I have seen “specialist contractor” snagging reports and they stagger me. They have merit but are usually filled up with comments such as “the top edge of the bedroom door is not finished in accordance with the British Internal Joinery Association Code of Practice No XYZ/123 and the fire-stop is 1mm too narrow to door head corner area etc….

The surveyor may be right in making such comments but the effect of his/her remarks is generally inconsequential in terms of reduced/increased fire risks. The fact is that if you buy a new car, it is not perfect and it will de-value immediately. The same is true of housing.

We are rapidly becoming American’ised and expect perfection and he-who-shouts-loudest often can succeed in getting works done because of such snagging reports. The “reasonableness test” of whether something not right is actually “wrong” is a moving target depending on circumstances:-

Referring to a part of the building element –

• Does it fulfill its designed performance?
• Has it been installed/built correctly?
• Will it be liable to age more rapidly?
• Does it look reasonable?
• Is it safe?
• Can it be repaired without disproportionate cost?
• Does the problem affect value or saleability? Etc…….

A case can be made to say that some “defects” do not need to be rectified. All things are in a state of imperfection and so why change them? A reason must exist.

My own approach is one of common-sense: is a repair needed? My thought processes will be influenced by the calibre and quality of the building, its weather exposure and if a problem affects value and saleability. My actions on site should not reflect the whims of my client.

“Do you need a survey” also depends on the reputation of the Developer: if they have a good after-sales regime then you can expect to rely upon that service, as well as the limited cover provided by the NHBC 10 or 15 year insurance policy on the home.

So – is a new home survey worth it? Well, yes. Yes, but the type of inspection(s) or report are open to opinion and that is determined by budgetary constraints and personal attitudes. Some clients say “as detailed as possible so I can screw the builder, please”.

So, I DO FIND IT DIFFICULT TO ANSWER THIS QUESTION. I do not like to see clients pay good fee money for less-than-practical-reports and so a certain definition of terms is always needed so I can define the right survey product for any particular client. Any mis-match of expectations will inevitably result in hassle for all parties concerned.

Once (years ago) a repeat client of mine asked for a “full survey” on a new home: when I began my questioning it transpired that the client had a very inflated opinion of the quality of her purchase and the builders ability to set right all faults. In that particular instance I decided to not quote or act for the client. Ducking out? Perhaps I did, but perhaps somebody else didn’t and I hope the client got what she wanted but, to remain professional, I do not report “to order”.

I consider the above a truly professional stance; others may say differently but I like to think my stance is both modern and appropriate to today. I would like to hear others’ views on this conundrum – got a view?

At the end of the day do you think it is wise to spend a massive sum and not take true, independent opinion on whether faults or defects exist? Talk to me BEFORE you let anybody else convince  you otherwise. Stuart Parrett +44 (0)1489 896 174 or use the CONTACT FORM above.

Without wanting to insult anyone, or be at all secretive, this cannot be answered “just like that”. It takes time for us to understand what you need and can afford.

Things that cause our fees to vary include:-

• Property size (eg: gross floor area).
• Property type (eg: it is traditionally designed, is it detached, is it “system built”, is it registered defective under the Defective Premises Act, etc….).
• Form of construction (eg: modern or Period timber frame? Cob? Metal framed? Traditional cavity or solid walls, etc…).
• Are there extensive outbuildings?
• Where is it?
• Do you require basic survey products or additional services for specific reasons?
• Do you want us to include/arrange Services tests by Engineers?

We do have a Fee Matrix and this forms the benchmark for our bespoke fee quotation analysis and is not intended to be a rigid fee structure – each and every client is different and has differing expectations!

The best thing to do is to call us for a quotation – this starts with filling out the CONTACT FORM opposite (provide us with at least some basic data EG: 4 bedroom detached house – about 100 years old – value around £500,000 – Building Survey with Valuation opinion needed).

1- Do I need a Surveyor?

BUYING – Chances are that the home you are buying is OK. What if it isn’t? Do you carry the risk? Would the value of the house be lower with significant defects? We would be insured against serious matters, wouldn’t we?

Is the message becoming clear? Why accept risk when you don’t have to? Any defect, minor or serious, is not an insurable peril if it existed when you bought your home (Insurers call these matters “pre-existing-defects”).

Also remember – don’t be fooled into thinking that just because your Loan Company have advanced a large sum means that the premises are free of defects. A Valuation Report IS NOT A SURVEY and in an increasing number of cases such Valuations are produced without inspecting the premises.

So – do you need a Surveyor? The answer is a resounding YES, you do.

SELLING – Increasingly the wise home owner, but only those who can afford this benefit as it is not essential, is choosing to commission a Seller Survey. This is something new but it can be relied upon by Loan Companies and Purchasers (either could sue the Surveyor even though the report was commissioned and paid for by the seller).

Why would a Seller want such a survey? To prove there is nothing wrong or to say, yes we do have condition issues but the report quantifies them and are Asking Price has been set accordingly (thus limiting the negotiation time and angles that otherwise cut in later in the disposal transaction period).

IMPROVING – Thinking of having Conservatory or new windows or a loft conversion? STOP and THINK.

Will that money actually add value to your home? Not all improvements add value. Do you need a Valuers opinion?

If you have just had such works completed do you realise that you may have forgotten something else? You have just created additional costs should your home have to be rebuilt for whatever reason. Did you increase the sum of money that represents the ceiling sum within your Buildings Insurance policy? Do you know how to calculate the rebuild cost of your home?

Surveyors/Valuers are needed at almost any stage of any project to do with housing.

QU – What factors combine to increase the risk of defects at residential properties?

ANS – Age: certain forms of construction: the degree of DIY completed: the type of sub-soil the home is built on (clays being the worst): is the home under threat from flooding?: lack of past maintenance: certain ages of home have certain defects “built in”: the quality of alterations and extensions: weather exposure: the list be long………..

QU – I can do what a Surveyor does; it’s easy. Why bother with using a Surveyor?

ANS – Our standard answer revolves around – anyone can see if the paintwork is peeling, if the roof has a hole in it, if the walls are cracked or not, etc…. But, consider this …… could you recognise the difference between subsidence, settlement and heave? …… could you recognise the difference between wet rot and dry rot and know the implications of that distinction? …… if the roof contours were straight could you still recognise when a roof frame is under serious stress? …… could you diagnose cavity-wall-tie-corrosion problems? …… before you went to the house would you know if it was in a district that suffers from defects such as Mundic, Radon Gas, Black Ash, Subsidence, Flooding and other serious problems?

2-         When do I need a Surveyor?

This is a more tricky question.

Sometimes it all depends on cost – if you are buying a Leasehold home/flat the legal and other researches needed are much more costly in which case it can make sense to commission all those matters first and leave the survey until later in the transaction.

However, in most cases it is wise the consider appointing a private surveyor as soon as possible after having your bid approved by the seller.

Private surveys will focus on the negative about the property and discuss the defects and their effect on saleability and value. Are these matters you would necessarily want your Loan Company to know about? Why then would you consider using the Loan Valuer for a simultaneous private survey? It just doesn’t make any sense.

Always commission a separate Loan Valuation and Private Survey.

In some cases the Loan Company Valuation report or researches will state that signs of a defect were noted or that the home is at high risk of ………… In these cases we would suggest you contact PROinspect immediate and talk through your worries. It is possible we can give you the re-assurance you need to move forward; if we cannot then we should be able to suggest a Survey Product designed to provide exactly what you want OR refer you to another professional who will be able to help you specifically.

Don’t forget your Surveyor after you have moved in. Many times during your occupation you may need a chat before you commit to a course of action that if you get it wrong may later rebound to haunt you —

• I live in an exposed coastal position. Is cavity wall insulation a good idea?
• Will converting the garage into a dining room add value to the home?
• After the snow of New Year 2010 I noticed a bow to my main roof – can you check it out?
• We had XXXXX works completed but are not happy with some elements of the finish and need your opinion?
• We are getting mould and condensation. Can you help us?
• We have had an extension done and now need to increase our Home Insurance to reflect that work. Can you calculate the right sum for us?

And finally…. when you come to selling your home you nowadays have the option to commission a Sellers Survey to prove your homes’ condition. Any buyer can rely on that report and either seller or buyer could sue us if we have got something seriously wrong. In England we are not used to such a Survey Product but in the difficult times we now live in this is something that should be at least considered before you instruct an Estate Agent.

3 – What Survey Product will I need?

1, 2 or 3 or something else?

First of all do completely forget what any other professional adviser has mentioned to you. How many times have we heard customers tell us what “the man in the pub” told them they should ask for.

If you need property advice about surveys who is the right person to take a brief from? Your Solicitor? The Estate Agent? Your Neighbour? NO – tell the Surveyor what your needs are and he/she will recommend the right product that will deliver the re-assurance you need to move forward.

In industry jargon there are only three basic types of property inspection – the higher the number the higher the complexity, fee cost,

• LEVEL 1 Any brief inspection that is not a survey. All Valuations are at this level.
• LEVEL 2 Defined/Limited/Economy surveys or inspections. The most popular forms of Home Surveys are at this level. Included here are Specific Defect Surveys and diagnostic viewings.
• LEVEL 3 These inspections carry the higher fee costs, the surveyor accepts much higher levels of liability to you, the survey products are in much greater details, extras can be added to tailor the final product to your exact needs and budget. Building Surveys and Expert Witness Reports fall into this category.

Level 2 Reports are by far the most popular in the UK and the one Report Product that is head-and-Shoulders above the rest is the Royal Institution of Chartered Surveyors Homebuyer Report (the HBR). It becomes highly important that potential customers discuss their needs direct with a Surveyor BEFORE they issue an instruction. This ensures that the Survey Product obtained is both relevant and focussed to that clients need and budget.

To list a few Level 2 products will make our meaning clearer:-

1. Royal Institution of Chartered Surveyors Homebuyer Report (the HBR).
2. SAVA Home Condition Report
3. SAVA Home Condition Survey
4. PROinspect Landlords Property Report
5. Thermal Imaging diagnostic reports for leakages and condensation
6. Schedule of Condition (usually with a high element of photography)
7. Schedule of Dilapidation.
8. Specific Defect Report.
9. Pre section 35 (CPR) Expert Witness Report.
10. Boundary and/or Contractor dispute opinion Report.

What is an HCR?

A Home Condition Report contains information about the physical condition of a property, which sellers, buyers and lenders will be able to rely on legally as an accurate report.

The Report is an important part of the Pack, and can be included by sellers on a voluntary basis. Sometimes the seller needs to be UP FRONT about problems so the damage to marketability and value is controlled and the Agents tactics can be designed to be in your favour, as a seller.

Sellers who provide a Report will have an early opportunity to carry out repair work on the property or obtain quotes prior to marketing.

Buyers can use it at the beginning of the home-buying process to minimise the possibility of being faced with unexpected repair bills and other surprises.

The Government believes there will be significant benefits to home sellers if they top up their Packs to include full Home Condition Reports, and that this is a product that the market can deliver. Communities and Local Government is working with stakeholders to facilitate the voluntary take-up of the full Report, and has invested resources in promoting and developing it for consumers.

How much?

The Government state that “The cost to sellers of Home Information Packs will be set by the market.”  PROinspect feel that pack prices will probably be hidden in extra commission charges. However the advantages of this will be heavily offset by paying far over the actual cost of the pack and being tied to an Estate Agent.

Using a network of Surveyors and Inspectors our target is to be the most cost efficient supplier of cheapest supplier of EPC’s, HCR’s and HIP’s to the private purchaser. Offering an industry leading service utilising the skills of Chartered Building Surveyors to decide which is the best Inspector/Assessor to use for each Home – unlike many Countries, Homes in England are highly varied and sometimes only the most Specialist Consultants will be needed to ensure your best interests are met

What do you get for your money

Normally PROinspect will provide you with:

• One printed pack bound
• An electronic version for display purposes
• EXTRA copies can be order on-line or through us.

By the way our hardcopy Packs are CARBON NEUTRAL and come with the highest security built into them. Indeed, our Publishing House supplier is one the largest and most sophisticated in Europe and is right on our doorstep locally. You will not need to worry about all the paper your HIP is creating or its effect on our environment.

Example Report

An example of a Home Condition Report can be downloaded here (directly from the government website):
Download an example of an HCR report

Data from this page comes from the Governments website on HIP’s

What is an EPC?

The Energy Performance Certificate is broadly similar to the certificates found on many domestic appliances they tell you how energy efficient a home is on a scale of A-G. The most efficient homes – which should have the lowest fuel bills – are in band A.

The Certificate also tells you, on a scale of A-G, about the impact the home has on the environment. Better-rated homes should have less impact through carbon dioxide (CO2) emissions.

The average property in the UK is in bands D or E. The Certificate includes recommendations on ways to improve the home’s energy efficiency to save you money and help the environment.

Unlike many Countries, Homes in England are highly varied and sometimes only the most Specialist Consultants will be needed to ensure your best interests are met

How much?

The Government state that “The cost to sellers of Home Information Packs will be set by the market.”. PROinspect feel that pack prices will probably be hidden in extra commission charges. However the advantages of this will be heavily offset by paying far over the actual cost of the pack and being tied to an Estate Agent.

Using a network of Surveyors and Inspectors our target is to be the most cost efficient supplier of EPC’s, HCR’s and HIP’s to the private purchaser. Offering an industry leading service utilising the skills and expertise of Chartered Surveyors.

Examples

(By the way – these two graphs must form part of Estate Agents Details in future – we can provide them, even to those of you that may be selling your own home privately).

An example of an Energy Performance Certificate can be downloaded here (directly from the government website):

Watch out for PCBs (POLYCHLORINATED BIPHENYLS)

Watch out for Asbestos

Watch out for Lead Paint.

Watch out for …………………..

PCBs are mixtures of up to 209 individual chlorinated organic compounds. Due to their valuable technical qualities (softeners that make sealants easier to apply and extend their durability) they have been used since 1929 and since used as a compound is many forms of insulation within Buildings (as well as being used in coolant systems, grouting and plasticisers in paint).

Since the 1970’s we now know that such PCBs have real Health & Safety risks associated with them: Environmental and Human health risks as they are very difficult to dispose of safely. PCBs have multiple ways of causing long term human health problems – one of the reasons that the Government introduced regulations that don’t allow us to simply take an unwanted refridgerator down to the local Tip.

PCBs will pass straight your skin and fibres will easily be breathed in if they are released into the air.

In Sweden, the use of PCBs was banned in 1972, with minor exceptions. A total prohition was later introduced in 1995. Home owners in Sweden are under a legal duty to audit their homes and decontaminate PCBs in all types of building erected between 1956 and 1973. This means that owners must arrange for inspection and testing using specific reporting templates. Each Buildings’ template should have been submitted to a Supervisory Authority before 30th June 2008 if an Injunction was not to be served on them (to perform that inspection and audit process and/or receive a later Fine).

PCBs in Sweden were used in Building elements such as compounds to seal movement-joints, flooring compounds, window seals and electrical capacitors (including in many fluorescent lights). PCBs are often found is fascade joints, around window and door frames, hidden underneath door thresholds, balcony junction seals, floor finishes/tiles, seals within double glazing units.

Surveyors would typically need to use gloves, protective glasses, breathing–filters etc… and any tools used to expose risk areas/element would have to be cleaned with acetone.

Early surveys revealed that PCBs had contaminated other materials in close contact and remedial works would be more extensive than at first expected.

The decontamination works have a legal deadline phased until 2013.

IN ENGLAND WE HAVE SIMILAR BUILDINGS AND SIMILAR PROBLEMS BUT WE HAVE NOT TAKEN SUCH STRINGENT ACTIONS AS IN SWEDEN.
However, we do take Health & Safety seriously and the following regulate PCBs

• The Health & Safety at Work etc Act 1974
• The Control of Substances Hazardous to Health Regulations 1994
• The Environmental Protection Act 1990

So: how can a House Surveyor help you identify and reduce these risks?

Let me be blunt – a Surveyor undertaking an ordinary home inspection, even a full Building Survey, will not be completing the degree of forensic inspection required to report meaningfully on such issues. PCB building inspections are a very specialist area of expertise, similar to Asbestos or Lead Paint Surveying, and should be arranged as an extra precautionary measure in advance of your property transactions.

In respect of identifying lead paint this is not as easy as you would first think.  Approximately 70% of UK Buildings pre-date 1970 – abt 18.5 million homes and thousands of public, school and workplace buildings – and many will have had lead-based-paint systems at sometime in their history. The problem is that if where all paint has been stripped away much of the lead will have migrated into the sub-strate (often timber) awaiting later dispersal.

In respect of asbestos PROinspect remind you that although some asbestos-containing-materials (ACMs) are “obvious” to visual means of inspection most ACMs are embedded or screened from viewing. This means that detection is a hit-and-miss affair.

Like a lot of surveying, it is the experience of the Surveyor that is the key factor. Don’t expect a Loan Valuer to identify such problems, don’t expect most House Surveyors to identify such issues. Chose your Experts wisely and after due diligence – TALK TO ACTUAL SURVEYORS (not an intermediatory or secretary) TO GET ADVICE.

Regards from Stuart Parrett at PROinspect

And finally …….

1. Knight Frank research suggests 2010 will see house prices, nationally, fall 2%.
2. Planning Application for 800 ECO Homes at Newport, IOW, has been submitted. All heating will be supplied by a Biomass centre.
3. The UK is currently producing enough electricity from wind power to serve 2.3m homes.

The lesson to be learnt is TAKE ADVICE before you commit to any property transaction, preferably from an experienced Surveyor. If you are in southern England call me or use the CONTACT FORM above. Stuart Parrett +44 (0)1489 897 164.