Posts Tagged ‘Death Watch’

ARCHIVE ARTICLE THAT INCLUDES THE ONLY SURVEYOR JOKE I COULD FIND ON THE INTERNET:

MAN : This house is a ruin. I wonder what stops it from falling down.

SURVEYOR: I think the woodworm are holding hands!

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Who/What does the most damage to a home?

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Woodworm: Rot: Leaks: Frost: UV radiation: Acid rain: DIY: Cowboy-Contractors: Ground movements: Occupier neglect, ignorance & lack of maintenance: Poor design: Inappropriate materials: Storms: Damp/Condensation ?

Woodworm: Multiple forms of woodworm exist – some are “notifiable hazards”. Not usually treated until well-established. Can be costly if ignored for many years or you have Death Watch Beetle.

Rot: Basically only two main forms – Wet & Dry. Wet rot – treat/repair what you see. Dry rot – add a “0 or two” to what you think it might cost!

Contractors: Some are brilliant, some are not! Always get a recommendation – find out what is excluded/included. Always find out when payments are required.

Health & Safety is vital but it can also cause increased costs. Ignore standards and codes and YOU will be in trouble. Even simple low-costs repairs sometimes need massive access costs. Lives are lost needlessly every year because we ignore H&S!

Architects choose materials and designs that Builders must be familiar with to construct your dream home. Any mismatch of skills and understanding and the Surveyor will detect them when they become a problem later on (or advise you that XX may become a problem due to YY).

Suns rays degrade certain materials. Over-heating (thermal gain) can cause dimensional instability and cracking and inappropriate environmental standards.

Frost causes many materials to degrade or to de-laminate. Water pipes/drains can freeze and split/leak. Choose the wrong materials and early failure can occur. (Other materials within land and buildings also cause problems in differing weather or land conditions).

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The real answer to this riddle is “lack of, OR inappropriate monitoring and/or maintenance” causes the biggest problems. Any and every problem has a solution but the best answers always exist if problem diagnosis is both early and correct.

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This throws the spotlight on the -

(1)  common sense of the home owner/occupier (often DIY or Bob-the-Builder solutions make matters worse).

(2)  whether adequate insurances exist (under-insurance means your claim or claims will not be met, or only in part).

(3)  the experience and range of diagnosis tools of the Architect and/or Surveyor.

(4)  the knowledge and experience of all contractors and professionals employed to rectify the problems.

Nothing is perfect, all things degrade but the right choice of maintenance methods, choice of alterations and improvements, the choice of materials used, etc…. are all central to the quality of what you achieve with a property.

• Do you cut corners to meet your restricted budget?
• Is the cheapest contractor the best contractor?
• What alternatives to your needs may exist?
• Which is the best choice – basic repairs or green improvements to cut fuel costs?
• Have you pursued those alternatives to see if grants are available?
• Have you taken cost-v-value advice?
• Is it worth doing analysis OR would it be better to move to a better home?

The property cycle =  BUY  -  MAINTAIN  -  ALTER OR IMPROVE -  MAINTAIN  – UPGRADE & RENEW ELEMENTS  -  MAINTAIN  – MAKE A PROFIT OR LEAVE AN INHERITANCE

Your actions and decisions throughout the above property cycle will determine the eventual outcome of your initial investment in buying a home. Recessions come and go but, over the longer term, housing remains a good investment if you treat it wisely.

If you make the right decisions during your ownership of any home you will have a smile on your face: if you opt for DIY or bodged-solutions to problems, or, even worse, ignore problems or complete no maintenance at all, you enter a potential spiral of decline that may see your investment become a millstone around your neck from which you never financially or environmentally recover.

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Things to consider when investing in your next home.

• Can it be bought within budget?
• Have you the budget to maintain it?
• Have you commissioned and understood your own Surveyors Condition Report?
• Can and should you occasionally improve it to current green standards?
• Can you enlarge it if your space needs increase?
• Is there a price tone ceiling in your district (beyond this improvements may not add any value!)?
• Have you seen and understood the EPC on your potential new home?

• How exposed to frost and prevailing weather patterns is your potential next home?
• Is it within a known flood-plain?
• Does adequate, effective site/surface drainage exist?
• Has it been built upon, or next to, contaminated or filled ground?
• Can you obtain Buildings Insurance and at reasonable premiums without high excess payments?
• Is it traditionally or system built and is that method of construction mortgageable?

Do you need help in fully understanding the answers to the above information? CALL PROINSPECT.