Posts Tagged ‘Listed Buildings’

Let me grab your attention……….

Which of these is the most astonishing statistic or comment (all are true)?

• Only about 1-in-10 home buyers get a private survey completed.
• Only 28% of Listed Buildings are insured: 55% are under-insured.
• 25% of all land is not “registered” despite registration starting in 1925.
• UK Housing stock is the oldest in the developed world.
• Only 1% of our housing stock is EPC Rated “A” or “B”.
• In 2001 new house building fell to its lowest level since the war.
• Social demographics reveal that although one-person-homes made up 19% of total housing stock in 1971, this stat increased to 31% last year (2010).
• Houses (NOT flats) represent 82% of the dwelling stock in England.

To me, two statistics leap out of the screen and shout at me:-

As a Surveyor I just do not comprehend why 9 out of 10 homebuyers do not get unbiased, independent Survey opinion. Surveys have proved to save buyers money (typically a x5 saving in relation to fee costs, perhaps a great deal more).

As a home owner and residential Surveyor I also find it staggering that only 1% of our total housing stock is reasonably good in saving energy or reducing carbon emissions.

It may surprise some readers that the trends towards desktop valuations, as opposed to visit-the-home-and-produce-a-real-valuation, is rapidly gathering pace such that soon buyers will not have anyone look at their purchases unless they can be educated NOW and elect to pay for independent opinion (always separate the loan/mortgage valuation from the private survey – these are two separate matters and only one is a “survey”; the survey should be completed after the Loan Valuation and loan offer is received, in writing ).

At any one time the forces and influences that combine to determine value or worth of an asset are shifting. Today we are entering a period of years whereby carbon footprint and energy performance profile will assert themselves and create a valuation premium.

Like it or not we will all need to far better understand the process of home buying and just what actually creates value.

All the usual candidates remain: a “top five” may look something like this–
1. Location
2. Condition
3. Size
4. Features
5. Modernity (in some cases)

However, word is out NOW that two new candidates are in the top five listing. These are:-
• Carbon footprint to build, plus
• Carbon and Energy footprint to live in.

These factors create “sustainability” and that state may help save our planet and help us save money (energy costs) into the long term future.

Fit-in-Tariffs and RHI (Renewable Heating Initiative) are just two examples of current schemes whereby the Government will underwrite an annual income to you if you change away from, or significantly reduce your consumption of, fossil fuels.

A Home Valuer must nowadays consider and reflect upon whether your home was carbon neutral in its creation and also whether it has a zero-carbon in-use footprint. Did non-sustainable trees and resources need to be expended to produce the home AND/OR can the home produce energy savings (or even create an energy flow into the national grid – an income stream) by clever design, systems and gizmos?

From now onwards these latter mentioned matters will rise and rise and create a new slice of home value leaving your own existing outdated home on the floor as far as “worth” is concerned. This process will be slow but would be kick started if loan and mortgage rates were switched to be lower if your home actually sold energy to, rather than used energy from, the national grid. Differentiation in favour of green homes cannot now be too far away.

Beauty, they say, is in the eye of the beholder. Buyers looking at identical homes, but where one has a Government backed 25 year income stream attached to it and will probably sell for a higher capital sum will be considered more valuable today. For buyers to see the worth of such new initiatives means they must understand what is happening around them and this can only start by education: reading this article marks the start of that process.

So: Read the EPC (Energy Performance Certificate) on the home you wish to buy (this remains a mandatory document on any sell or letting in England). Find out how, and at what costs and future benefits, you could improve the structure and its services to create income and higher value/worth. Plan how and when you could achieve this.

Take energy seriously and take extra value from it.

Special character of city “under threat”

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English Heritage says two-thirds of Conservation Areas at risk of neglect.

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This was reported – the main, front page headline – in the Winchester based Hampshire Chronicle in mid-2009.

Will the use of Article 4 Directives be extended so affected homeowners cannot even make small changes to their homes? Will Listed Building Officers use this new background influence to retrospectively demand past “improvements/works” are rescinded, new windows removed and replaced with single-glazed casements, paint colours changed, gutter types be replaced, Satellite Dishes removed or relocated, etc…… The list is potentially endless.

This opens up the old argument of just what is being protected? Also… all potential owners of Listed Buildings, or non-listed homes but within a Conservation Area, should always have a survey completed as added protection against retrospective claims (it doesn’t hold water that you didn’t do it – you are still liable).

Conservation should not mean “no change whatsoever”: districts and individual homes evolve with time and circumstances and often conservation policy and actions can cause district stagnation and either enhancement or depreciation in worth/value. A balance must be struck between parties to retain our bricks-and-mortar heritage.

In my own Town of Bishops Waltham, one of the Conservation Areas said to be “at risk”, we have several examples of such conundrums:-

High street shops have erected metal brackets to hold seasonal Christmas trees along the high street. Building Control officers sought for their removal as unauthorized development, mainly upon Listed Buildings, in a conservation area. Fortunately, common sense, for once, has intervened.

The larger, and more thorny, issue in Town at the moment revolves around a brownfield site as a possible Sainsbury superstore. Say No To Sainburys is plastered around town and feelings are running high.

Sainsburys say that nectar card analysis reveals that a large Store in town is more than required by the spending power of town residents alone and that a local store would encourage us to stop travelling to Fareham or Hedge End where giant stores abound, and are often grid-locked.

Local shops say NO, the town and high street would become a ghost town and destroy the quite charm of our market town. This NO faction, as always, are very vocal and believe the majority are against Sainburys.

Looking at this issue holistically and dispassionately, can our high street support an ever growing population with diverse needs, is parking adequate, are cars congesting what should be a pleasant shopping experience, how can our commercial centre grow and meet are needs?

The same basic underlying factors are at play –

Is the status-quo set in concrete or can a market town grow sensibly to serve residents needs? Can large changes OR many small changes be made yet not spoil the essential character of our environment?

I recently toured Asturias through to Galicia in north-west Spain, an area of small farmsteads, rural in character and with breathtaking countryside and coastlines. Change is happening big-time : a coastal motorway is opening up the region and nearly all major Towns are having ring-roads built, cobbled-stoned high-streets created, etc…. Change is a part of life and they are embracing it (probably with EC grant funding, but that is another story).

People, buildings and environments must adapt to current needs and trends if a sustainable community is to be created, one in which our children may just decide to stay in, rather than make an early bee-line to the nearest City (civilization, as only our youth see it).

Whether it is to Sainburys objectors, local Conservation Officers or a Listed Building owner, I say the same thing; be tolerant and do not shut off change for the sake of it.

Metal brackets or a fully fledge, massive Sainburys stores are matters that require proper judgement plus an empathy with not only our own needs but also those of the whole community. What does common-sense say to you – no change or evolution in a controlled fashion?

Time will tell. To change or not to change?

ARCHIVE ARTICLE 2009

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Vapour Permeable Paint

http://www.buildingconservation.com/articles/vapour/vapour.htm USE THIS LINK NOW.

Gareth Davies outlines the role of traditional lime-washes and modern alternatives.

PROinspect strongly recommend anyone involved in Building Conversation, including owners of Listed Buildings, read this web article AND Bookmark this web-address (above).

Often, within Building Surveys of dwellings, we stress the importance of allowing Period buildings to breathe, to not obstruct airflows etc…. Indeed this choice of whether to seal or to protect with a microporous covering strikes at the very heart of good, appropriate maintenance.

Where the underlying material is particularly vulnerable to decay, such as soft brick, friable stone, render and cob, the need to achieve a permeable coating is paramount. Therefore the greater the knowledge we all have of the exact decorative processes involved, and our options, the better.

Take the time to read and study this great article.