Posts Tagged ‘Survey Report’

Beeton Edwards Solicitors

Commenting on PROinspect Consultancy, and Stuart Parrett in particular, Dominic Beeton stated —-

On the professional side of things, I would strongly recommendStuart Parrett of ProInspect. Stuart runs a firm from Bishops Waltham. Check his web site here He is a residential surveyor who has a fervent passion for surveying and wants to share that passion with the world.  His web site is crammed full of useful articles.  If you need a surveyor who will produce a comprehensive survey report using the latest technology including thermal imaging, Stuart is your man.  He is also a really nice chap.

Extended Property Advice

SERVICE LEVEL CHANGES:

PROinspect are proud to announce that acting on customer feedback we have changed to way we deliver part of your Property Survey advice. Let me explain …….

If a client asks us to act for them, typically as a Consultant Surveyor upon a house purchase, we inspect-and-advise that client within a written report.

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Change 1 – we will ‘report” to that client by electronic means if at all possible.

Change 2 – if, for example, the main walls suffer from a problematic damp proof course we report the facts, the damage and the course of action that client needs to take and this in contained within our REPORT. In future we will also refer that client to our EXTENDED ADVICE “TAB” at our web-site. This area of our web-site provides the client with contextual background information and opinion plus links to others’ web-sites. By this method the client obtains a more balanced service from us, obtain a greater understanding of the defects and solutions and will therefore be better able to prioritise further actions and repairs.

Change 3 – rather than make that data confidential and only available to paying customers we have separated out the specific property data evidence and photographs etc…. but the scenario advice is freely available to any visitor to our web-site. A non-client web-reader will see advice and opinion but will not benefit from any individual property survey report, effect on premises value, mortgagability and saleability etc..

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PROinspect believe this is the way forward and is another way whereby we demonstrate our market leader, Expert status.

We still have some work to do to complete this change: we have currently scheduled the following Subject HEADINGS -

  • CONDENSATION
  • RISING DAMPNESS
  • SUBSIDENCE
  • ROOFING
  • FLOOD RELIEF ISSUES
  • INAPPROPRIATE WORKS
  • CONSERVATION ISSUES

When we have completed all aspects of these subjects we may look to include others: IF YOU COULD HELP and submit such technical articles (on your own related Specialism) to augment this series, PROinspect would love to hear from you.

We are also looking to reciprocate business and are looking for certain types of trades and new contacts: EG: we need (1) Heating Contractors prepared to act quickly to check and test house boilers/systems in order for house price negotiations to continue, (2) Contractor underpinning and above-ground-wall-repair Specialists, (3) Chimney Sweeps, (4) Jobbing Contractors for basic maintenance repairs, (5) Flat Roof specialists, (6) Lime-Mortar repair specialists, (7) Period Timber Frame repair specialists (8) Asbestos diagnosis and testing plus reporting specialists, (9) etc………..

WE HAVE A PASSION FOR RESIDENTIAL BUILDING ISSUES, CAN YOU HELP US HELP OUR CLIENTS?

Looking for prime advice? I invite you to contact me for free further opinion and advice. Either use the CONTACT FORM above or call me on +44 (0)1489 896 174. Stuart Parrett.

Survey Product Menu

Choices – a brief outline of each Inspection Product . . . . . .

Note – Survey Products can be requested with any extras – the latter would largely be under a separate contract within a separate document.

Note – Don’t forget that we do not charge for an initial chat and product/fee quotation.

CompanyServices

CLICK THIS LINK TO SEE YOUR INSPECTION OPTIONS INTO 2011

We deal with PROPERTY that has the hallmarks of having been built as a residential habitation: this means houses and flats but also some commercial properties including Pubs that are often converted, or similar to, residential constructions.

RESIDENTIAL PROPERTY VALUATIONS

INSURANCE REBUILD COST ASSESSMENTS

EXPERT WITNESS SERVICES

DEFECT & CONDITION REPORTS OF ALL DISCRIPTIONS

HOMEBUYER REPORTS

SELLER SURVEYS

THERMAL IMAGING DIAGNOSTIC SERVICES

“ADVICE AND A CHAT” TO REASSURE YOU

First Time Buyers/Sellers?

Decided to SALE and/or BUY?

FIRST TIME BUYER?

PRIVATE HOUSE SALE?


What should you know and do?

If you are only buying then VIEW a prospective home, open doors and windows and have  a good poke around (do not be inhibited). Walk around the district to take in the flavour of the people etc… You could then get onto the internet to check out the Planning history of the home and if you find that what the sellers told you doesn’t match what is in the Planning Department files then ask for an explanation from the sellers. Indeed there are many self-help measures that can bring your purchase forward at low or nil cost and with only minor effort.

Sellers – how much are Estate Agents going to charge you: never agree Sole Selling Rights terms: always get a positive marketing report from your intended Agents – when will the first newspaper adverts go in, how many adverts, in what newspapers and magazines?

If you have a simple, modern home you could consider making your home the only one in your street that comes complete with a Seller Survey Report to prove it is in good condition and that you are not hiding anything. Scotland, heralded as having a “better” selling system than in England, has the Home Survey that is exactly this, a condition report with Valuation opinion to bring transparency to the deal (in England our survey products usually do not have Valuations).

If you have a Period Cottage that has been greatly improved and extended then why not include all your plans, permissions, reports, certificates, invoice receipts to prove who-did-what, when and whether warranties/guarantees exist? JPEG file uploads is all that is needed. This data will be needed by your purchasers’ Surveyor and Solicitor and so why not place it all up-front, on show for all to see? This saves time and will get the Purchasers’ Surveyor (and perhaps Loan Valuer as well) on your side – this has to be on the positive side and stacks up the chances of a successful, short-term disposal. It proves your positive and serious intentions to not cause problems or delays.

Here are some simple tips to help you onto the right track —–

  1. Should a seller complete repairs before they place a home on the market? This is a difficult question but it my opinion a lot of work is done for no real gain and so the generic answer is NO. By all means do low-cost items and splash the emulsion on walls and generally smarten up the place but large expense is usually a waste of time and money. However—–
  2. A few things do require serious consideration: PROinspect are great believers in getting Service Engineers to certify the function and safety of your home wiring and heating system (boiler usually).
  3. Had a look at a good prospective home but something is wrong – that crack in the rear wall? Should you not bother with an offer? Should you offer to bid but make it subject to survey? OR, why not ask PROinspect to have a quick look at the problem to advise you how to proceed?
  4. Found the right home and your bid has been accepted? STOP. Do not let the Sellers Agent send off a mortgage application through their rear office Financial Services adviser. Intentionally separate the loan valuation from your private survey. Why would you want your mortgage source to have the benefit of knowing the homes’ exact condition, they may decline the finance you need?
  5. As we come out of recession and Lenders are still playing games with many buyers and “old rules and truisms” have disappeared and so PROinspect recommend that you get your finance arranged first and once your Solicitor says this is verified/certain then at that time, and not before, arrange your private condition survey. By all means TALK to PROinspect at any time to (1) get advice (2) get a survey product recommendation (3) survey fee quote, but do not be overly influenced by anyone acting for (paid by) the Seller.
  6. If you have a private survey we would expect to recommend to you the most popular product in England, the Homebuyer Report (used to be called the Home Buyer Survey and Valuation).
  7. Remember thisthe majority of Agency chains are owned by Banks or Holding Companies that own banks. They recommend each other for mutual benefit disguised behind “private sounding” names nothing like the Agents name and often nothing like the banks’ name. The one thing you can be sure of is that somewhere along the line a commission is being paid OR somebody can be influential with your so-called independent Valuer or Surveyor. The standard  employed whereby potential conflicts of interest have to be declared has been set far too low by R.I.C.S., C.M.L., etc… (the controlling Bodies within Loan and Valuation/Survey industries) and this is exploited massively by the larger Companies and Group of Companies. That exploitation can often go against your best interests and so you need to protect yourself against unknown/unseen exploitation – simply call PROinspect and we will advise you (I alone own my business and I do  not pay commissions to anybody). NB – Some Estate Agents have in-house Financial Advisers and they recommend Mortgage Companies who attempt to gain your private survey work on the back of your loan valuation: do not be fooled by a short term gain in reduced fee cost: commission your survey privately well away from Loan Companies and Agency businesses.

Don’t let ignorance torpedo your purchase or sale:

Remain in the light - ignorance kills house sales

UPDATE as we enter into the CON-LIB world in England:

HIPs have been shelved for the sake of an attempt to gain popularity at a time when cost cutting is king. The EPC (Energy Performance Certificate) remains and you have a right to request and see it BEFORE you commit to a lease or purchase.

This would mean that First Time Buyers have even less information to rely upon when they purchase. It will sound hollow but the only real answer is to HAVE A PRIVATE SURVEY completed. Do not think of it as a luxury, rather a necessity. You would not buy a car without looking at it in detail and so why is property any different? Talk to us and we will advise you on the most cost effect survey product OR whether any short-cuts may be possible, in all the circumstances and your financial budget. CALL US. E-MAIL US.

Services outline description – Survey Product Choices

Choices – a brief outline of each Inspection Product . . . . . .


Note – Survey Products can be requested with any extras – the latter would largely be under a separate contract within a separate document.

Note – Don’t forget that we do not charge for an initial chat and product/fee quotation.

LEVEL 1
Market Valuation
What the house is worth to the general market (its re-sale value and not necessarily its value to you alone). MV
Not a survey but obvious disrepair may be noted. Assumptions are made. IRCA can be included, if requested.
Insurance Rebuild Cost Assessment
An estimate of what it may cost to replace the dwelling. Sometimes such an opinion cannot be assessed and a differing type of surveyor may be needed (a QS).
Not a survey. Not a MV. Assumptions are made. Suitable for mainstream constructs only. IRCA
Energy Performance Certificate
For non-New homes. Needed before any home is marketed for letting or sale purposes. Assesses energy consumption and environmental impact. EPC
Assumptions are made to “average home utilisation” (EG: standard family size and central England location) so comparisons can be made between any/all dwellings.
Not a survey as this is nothing to do with condition or market value.
Clients can be individuals, landlords, RSLs, etc as we can handle whole portfolios under “sampling’ protocols. If landlords hold reliable and detailed data records then sampling can significantly lower the cost of producing EPCs – ASK FOR DETAILS.
Basic Advice Report
Quick look to assess a particular problem. Informal advice provided including “how to proceed”. Can be “verbal only” although a written response can be provided at higher fee cost. BAR
LEVEL 2
R.I.C.S. Homebuyer Report
NEW and improved for 2010 Standardised, economy survey report produced under license from RICS. Includes Condition Ratings (1, 2, 3, NI) to categorise defects, risks and general condition of building elements and services HBR
MOST POPULAR AND BEST-VALUE PRODUCT. No real extras can be added but a MV and IRCA are included. No repair costs are provided. User friendly proper survey template. Designed with Purchasers in mind.
Can only be provided by fully fledged Chartered Surveyors (not Home Inspectors or other such part qualified persons).
NES (NHER/SAVA) Home Condition Report
Designed with Sellers in mind. Set out to achieve –

  1. assess overall condition and functionality
  2. identify defects prudent/desirable to rectify
  3. identify further investigations needed
  4. deficiencies hazardous to Health and Safety
HCR
Survey without valuation opinion. No extras can be included. Standardised survey template. Little real advice included. No repair costs provided.
NES (NHER/SAVA) Home Condition Survey
A cross between the HBR and the HCR but designed for Purchasers. HCS
PROinspect Landlords Property Report
This is a multi-functional Report template that draws together concise condition and risk matters in a Ratings format that builds to an overall-property-Rating. If available then certificates such as the EPC, Boiler/Gas Service and for Electrical safety are included so a prospective Tenant can have confidence in you as a Landlord. LPR
Includes an IRCA. Concise survey template.
Helpful marketing tool.
Thermal Imaging Reports
Heat loss. Air Loss. Undetected pipe leakage.  Screened Poor or bridged constructional details. Mould and Condensation Problems. TIR
Thermal cameras are highly expensive but can “see” evidence of faults if a heat differential has been created.
Such inspections have to be completed under strict weather and heating conditions – often early or late in the day (not in windy, rainy or direct sunlight conditions).
Either a bespoke service OR can be used as an additional disgnostic tool. Specimen heat-loss images will be included in a brief written report generated with bespoke software.
Schedule of Condition (or) Dilapidation
These can be applied to simple/traditional commercial buildings as well to residential buildings. SchC

SchD

Often required to establish and “prove” a defined condition existed at a specified date.
Usually used when a lease is under review or a tenant may shortly be served a Repairs Notice.
Landlords may use these BEFORE any tenancy is created.
Specific Defect Report
Requested when defect evidence has come to light without apparent cause OR when repairs have failed to rectify a situation. SDR
Highly defined and specific to one issue. May be requested for establishing liability.
Pre-section-35 (CPR) Expert Witness Report
AFTER a decision has been made that something serious could be wrong (incorrect valuation, inadequate construction, negligent survey report) either an informal opinion is requested OR a Pre35 Report. Pre35
Such reports express opinion of the facts of the case and are often used to establish the platform from which a formal Court Report is then requested.
This is a highly specialist service – at level 3 we list the post35 Report that is the fuller version of this level 2 product.
Boundary or Contractor opinion report
Disputes that may not reach Court but which need resolution as heartache level are at maximium. Clients typically call us and if we think we can help we visit and verbally advise the client how to proceed with self-help. A step up from BAR at Level 1 listed above. MiscLit
LEVEL 3
Building Survey (once called a Structural Survey)
A detailed inspection and written report that can include extras, as defined at the time of agreeing terms. Often a MV and/or IRCA are also requested. BS
All Surveyors define this service differently and so it is vital you discuss what will, and will not, be completed and what will be delivered to you.
Generally accepted as being especially useful when a higher degree of detail and advice are important.
Often also associated with larger, more complex and older homes; perhaps at higher values.
Build these to fit your needs. Additional reports can be organised on your behalf – electrical, gas safety testing, decay, woodworm, damp, cavity-ties, floor loading calculations, etc…..
Part 35 C.P.R. Expert Witness Report (single or single-joint Experts)
Stuart Parrett FRICS is an experienced property professional and can aid litigation professionals and their clients in the preparation of reports that comply with the latest Civil Proceedings Rules and protocols. ExpWit
Such reports are prepared “for the Courts” (as if the Court is requesting our services) and they must be to a certain pre-defined format.
Such reports are forensic in nature and are relatively expensive as a result.